Public & Products Liability Insurance

Accidents can happen at any time and anywhere, including at your place of business. This coverage provides you with a high level of security and protection in the event that there is an accident on your premises. You will be covered if there is a loss settlement to be paid, or legal fees incurred to defend your business, with this policy you are protected against liability at law to third parties for damages and claimants costs and expenses in the event of accidental injury to persons or accidental damage to property. This coverage can be also be extended to include Products Liability for businesses offering products for consumption such as for restaurants, manufacturers, etc.

Employer’s Liability  

As an employer, you have a responsibility to protect both your employees and your business. This coverage allows you to do both by providing protection in the event an employee sustains bodily injury, suffers death by accident or disease during their employment. We will reimburse you for your legal liability to pay compensation for damages and claimants’ costs and expenses.