Comprehensive coverage covers all of the above but also includes accidental damage to your vehicle (i.e. collision and malicious damage). Our Comprehensive policies, provide the following free of charge:

• Hurricane coverage – this covers your vehicle against the perils of hurricane, windstorm, earthquake, riots and flood.
• Windshield Damage – this covers loss or damage to the windscreen or window in your vehicle, This type of claim does not affect your No Claims Discount (NCD) and has no deductible.

Our Comprehensive Private Car policies provide:

– $400 deductible for drivers over 25 years old

– $650 deductible for drivers 25 and older

• Basic Protection for your personal belongings while in your vehicle; if they are lost or damaged in an accident up to a limit of $200. ​
• Passenger Liability – covers your liability for death or injury to passengers in your vehicle.
• Medical Insurance to take care of minor hospital and physicians’ bills of up to $300 per person and a maximum of $500 per accident. ​
• Personal Accident Benefit for the insured and spouse up to $5000.