Our islands are surrounded by some of the most beautiful crystal-clear waters in the world! There is nothing like getting out on the open water and feeling the wind in your face. Whether your boat is just your latest toy or considered an essential tool for navigating through island living, we’ve got you covered.

A boat can be an expensive investment and deserves to be well protected. We typically cover your boat for all risks of accidental loss or damage in the event of an accident while the boat is afloat, ashore, or being transported on land conveyance; including during loading and unloading. Our insurance policies protect your boat from loss or damage to:

• Hull & Equipment
• Sails
• Furnishings
• Dinghies
• Trailers
• Personal Effects

We pay you the agreed market value of your boat which is normally set by a qualified surveyor.

We also provide coverage for your negligent operation or ownership of your boat resulting in damage to property such as another boat or dock, and bodily injury or death to another person.

Coverage covers necessary medical payments to any passenger from an accident while on your boat.

Reasonable salvage and recovery charges are also covered to rescue your boat in the event of an accident provided you take all reasonable steps to secure your boat from further loss.